Direct Surety | Providing Contract Surety Bonds to Contractors

Speak to an surety Expert (866) 243-2663

Bid, Performance
and Payment Bonds

No Hassles. No Delays.
Direct Relationship with a Construction Surety Expert.

Get Your
FREE Surety Bond Quote Today!

View From Map


Direct Surety

Direct Surety is a surety bond company that helps contractors grow and succeed. We form one-on-one relationships with our clients, promote transparency, and offer tools to improve their operations and surety credit limits. We also eliminate hassles and delays so that our clients can focus on building great projects.
Our team is comprised of experts from the construction industry, technology space, and the surety field. We have the knowledge and experience to help our clients get the bonding they need to win more contracts and grow their businesses.
If you are a contractor who is looking for a surety bond company that can help you succeed, then Direct Surety is the company for you. We are here to empower you to grow and prosper.

Call (866) 243-2663
to talk with surety Bond
Expert today!


Explore the Direct Surety Blog

Frequently Asked Question's (FAQ)

Below you'll find answers to the most common questions
Can I evaluate surety credit limits without disrupting my current broker relationship?

Yes, we have access to carriers that your current broker has not approached and we can often increase your surety credit limits.

If I am not quite ready to switch brokers, can Direct Surety serve as a backup in case my broker does not perform?

Yes, absolutely. And since access to bonding is often the life-blood of a company, you should definitely have a backup in place.

Will I be able to get bonds immediately after I have decided to switch to Direct Surety?

Yes, the transfer over to Direct Surety is seamless.

What is the cost of a surety bond?

The cost varies based on the financial strength of your company and the size of the bond you need. The bond is usually priced using a flat rate ranging from 2% to 3% of the contract amount, or using multiple rates that together range, on average, from 2.5% to 1% of the contract amount.

How does my company qualify for a surety bond?

 For bonds up to $500K, your company can qualify for surety credit based upon the personal credit score of the owner. For larger bonds, surety credit is based upon your company’s financial statements, more specifically, the working capital that is computed from within. Since Direct Surety has former underwriters on staff, we can provide you with the exact formula.

How does my company increase available surety credit?

The amount of surety credit your company qualifies for is based on the type and quality of the financial information you can produce. A good personal FICO score of the owner can get you a bond for projects up to $500K, an in-house financial statement can get you bonds up to $1MM, a CPA-compiled financial statement can get you bonds up to $2-$3MM, a CPA reviewed financial statement can get you bonds well above $3MM, and a CPA audited statement is sometimes required for mega projects.